Reclaim Your Credit Card Charges
If you have had late fees, unpaid cheque fees and over limit fees on your credit card, you may be able to reclaim credit card charges applied to your account. You can claim back up to six years worth of charges. This also applies to credit cards that you are no longer using. All you will need to know is the sixteen digit number of the card in order to make a claim.
Credit card charges, including those set at £12, may be recovered from the credit card provider because the charge is disproportionate to the costs incurred by the provider. If you have been charged these fees on a monthly basis over the last few years, this can add up to a considerable sum. What’s more, interest can be reclaimed on top of these charges which can sometimes increase the size of your claim by up to 100%
Many people have found themselves deeper in debt due to the charges made by banks and credit card issuers. Quite often, making the minimum payment is insufficient to reduce the outstanding debt, especially for those who are over their credit limit. In order to avoid incurring these charges, it is recommended that you pay a sufficient amount each month so that you do not exceed your limit. Further, it is also helpful to set up a direct debit which will help you avoid any late fees.
For more information on how to recover these charges, contact Simplicity Claims who will provide you with immediate feedback on your claim. They operate a success fee policy which is only payable once the compensation has been awarded, so there is no risk with paying any upfront fees.